Secondary Market QC Defect Category Reference Guide

A comprehensive field reference for QC analysts and due diligence reviewers working in the secondary market mortgage industry.This guide covers 57 defect categories across five sections — Credit & Underwriting, Compliance, Collateral & Appraisal, Documentation & Assets, and Fraud Indicators — with severity classifications and step-by-step review instructions for each.Each entry includes: The defect description and why it matters Exactly where to find the relevant documentation in the loan file How to independently evaluate and calculate the issue Built from over a decade of real experience inside secondary market QC and due diligence operations. This is the reference guide nobody gives you before your first deal.Published by Whiting Mortgage Services, LLC whitingmtgsvcs.com

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