Personal Budget Planner — Excel Template for Students & Beginners

Take control of your money without complicated apps.This ready-to-use Excel template gives you a full year of budgeting on autopilot: Dashboard — total income, total expenses, net savings and savings rate update automatically, with a monthly Income vs Expenses chart. Income sheet — 20 rows for every source (salary, scholarship, part-time, freelance…), 12 months side by side. Expenses sheet — 30 pre-set categories (rent, groceries, transport, subscriptions, coffee, gym…) plus blank rows for your own. How-to guide — get set up in under 5 minutes. Just fill in the blue cells — everything else calculates for you. Zero formula knowledge needed.Perfect for students, first jobs, and anyone who wants a simple, private budget that lives in one file (no subscriptions, no data sharing).Works in Microsoft Excel, Google Sheets and LibreOffice. Currency shown in EUR — easy to switch to any currency.Instant download. One-time payment. Yours forever.

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