Debt Payoff Tracker

Get out of debt faster with a plan that fits you. This Debt Payoff Tracker lists all your debts and automatically ranks them BOTH ways — Snowball (smallest balance first for fast motivation) and Avalanche (highest interest first to save the most money) — so you can pick a strategy and attack your #1 debt with confidence. Log every payment and watch your balances and total debt shrink on the dashboard. What's inside: - "Start Here" sheet explaining the Snowball vs Avalanche methods in plain English - Debts sheet — balance, APR, minimum payment, plus auto-calculated Snowball Rank, Avalanche Rank, paid-off flag, and estimated monthly interest - Color cues — paid-off debts turn green, your current focus debt (rank #1) highlights amber - Payment Log — record every payment with principal/interest split and running balance - Dashboard — total starting debt, current balance, amount paid down, overall progress %, debts paid off, and interest you're carrying, with a progress data bar - Frozen headers, navy professional styling Digital download only — nothing will be shipped. You'll receive an instant Microsoft Excel (.xlsx) file.

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