Cash Flow Forecast Tool — Daily clarity for business & personal use
See Your Cash Position Before Your Accountant DoesStop guessing. Stop spreadsheets. Daily clarity on where your money flows.You know the feeling.It's 3 AM. You're thinking about cash. Monthly revenue is solid, but you don't know if you can make payroll next Friday. Your spreadsheet has three versions. Nobody knows which is current. The last update was "sometime last month."You've built something real. Now you need to know: will you run out of cash?This tool solves that in 60 seconds.Three things founders get wrong about cash: "I only track monthly. I don't see daily reality." → You miss the cash crunch coming on a Tuesday. Too late. "My Excel is a mess. Multiple versions. Manual updates. Nobody trusts it." → Adding one new expense means recalculating everything. Takes 2 hours. Everyone avoids it. "Planning new rounds means guessing what cash looks like in 6 months." → You don't have a baseline. You can't model scenarios. You can't tell investors "here's our burn rate" with confidence. Result: You fly blind. You make decisions without data. You stress.THE SOLUTION (What This Is)Cash Flow Forecast ToolA single-file web app. No installs. No subscriptions. No accounts. Works offline. Your data stays local.Built for founders who want to see their cash position clearly.Three views. One data source. Complete clarity.Why this works? Daily Precision, Not Monthly Guessing You see balance on Tuesday before Friday payroll hits. No surprises. No sleepless nights. Your Data, Your Device Nothing goes to the cloud. Data lives on your computer. Your accountant never sees it unless you share. One Purchase, Lifetime Use $29 once. No subscriptions. Updates forever. WHAT YOU GET1. Daily Clarity Dashboard (Know Your Cash Position Now) Current balance (big number, no confusion) 30-day projection (where will you be in a month?) Category breakdown (where does money actually go?) Quick add buttons (add income/expense in 10 seconds) Why it matters: You open the app, you know your situation instantly.2. 12-Month Runway Overview (See Your Projected Balance Every Month) 12 months as columns (Jan through Dec, all on screen) Opening + closing balance per month Total income / total expenses / net flow All transactions listed line-by-line Color-coded: Green if you're flush. Red if you dip negative. Why it matters: See your annual cash runway. Spot danger months. Plan fundraising timing with precision.3. Daily Forecast (The Detail) Pick any month. See every single day. Transactions show exactly when they hit (Salary on Fridays, Rent on the 1st) Running balance updates day-by-day Visual stress test (when does balance dip lowest?) Why it matters: You'll know "next Tuesday I'm at $2,400. Next Wednesday I'm at $8,900." No surprises.HOW IT WORKS (The Process)Step 1: Set Your Starting BalanceOne number. Your current cash. Pick a planning month. Done.Step 2: Add Income & ExpensesTell the tool: "Salary $2500 every Friday" or "Rent $1200 on the 1st" or "One-time consulting $5K on May 15." Frequency: Weekly, bi-weekly, monthly, or once Day: Which day of the week or month? Amount: How much? Done. Step 3: Watch It CalculateThe tool does the math. Shows you: Which exact calendar dates each transaction hits Daily balance flowing across the month Monthly totals rolling up for the year Where you'll be tight, where you'll be flush No manual entry per date. No spreadsheet hell.KEY FEATURES✓ Daily Precision See your balance day-by-day. Know exactly when cash flows in and out. No more "I think next week is tight."✓ Recurring Automation Weekly salary, bi-weekly payroll, monthly rent. You set it once. The app schedules it correctly across 12 months.✓ Year-at-a-Glance All 12 months visible as columns. Open balance, close balance, net flow. Identify your danger months instantly.✓ Multiple Scenarios Add a new hire? See cash impact. Planning a campaign spend? Watch the balance change. Edit anything, recalculate instantly.✓ No Cloud. No Tracking. Everything runs in your browser. Data stored locally. Nothing uploaded. Completely private.✓ Works Offline No internet needed. Perfect for founders on planes, in remote offices, or without reliable wifi.✓ One File. No Install. Download. Open. Use. No Node.js, no build process, no dependencies. Works on Mac, Windows, Linux.✓ Professional Design Looks like a Goldman Sachs dashboard, not a side project. Navy/gold/slate color scheme. Polished interactions.✓ Export Ready See something interesting? Take a screenshot. Share with your co-founder, board, or advisors.WHAT'S INCLUDEDImmediate Access: Single HTML file (copy to your computer, open in browser) Dashboard view with live stats Monthly overview (12-month table, can be customised to show more) Daily forecast (day-by-day breakdown) Transaction manager (add/edit/delete) Categories builder (income & expense types) Changelog (audit log of all changes) Homepage (explains everything) Your Data: Stored in browser localStorage Survives browser close (data persists) Completely private (nothing sent anywhere) Export-friendly (easy to extract for spreadsheet) Responsive:Works everywhere: Desktop (full view), tablet (hybrid), mobile (simplified).WHO THIS IS FORYou, if you're: A founder running a bootstrap or early-stage company Managing cash runway (or trying to) Fundraising and need to show investors your burn/profitability timeline Growing fast and need to see if you can hire that next person Tired of Excel and want one clean view Building something real and want to know if you'll make it You, if you: Can't afford another SaaS subscription Want your financial data private (not in the cloud) Don't have time to learn complex software Need to understand your cash in the next 5 minutes, not next month WHAT USERS SAY⭐⭐⭐⭐⭐"In 5 minutes, I realized I'd run out of cash in 2 weeks. Adjusted hiring plan. Saved us." — John D., Founder, TechCo"The daily breakdown is exactly what we needed. Our team now has visibility month-to-month, and it takes 10 seconds to update." — Sarah S., CFO, Growth Inc"Simple, clean, professional. Does exactly what it says. No bloat. No jargon. Just cash clarity." — Maya R., Founder, StartupXYZFAQQ: Is this an Excel replacement?A: No. Excel is more powerful for complex modeling. This is faster for cash forecasting.Q: Can I share it with my co-founder or team?A: Yes. Download the file. Send it to them. It's just one HTML file. They open it on their computer. Works exactly the same. Data is local to each person's browser (so you'll each have your own copy).Q: What if I want to add it to my website?A: You can. It's a single HTML file. Drop it on a web server (like Vercel, Netlify, or even GitHub Pages). It runs the same way. Still fully offline data never leaves the user's browser.Q: Can I customize it for my business?A: Not out of the box (it's a finished product, not a template). But the file is readable HTML/CSS/JS. If you know code, you can modify it. I also take custom requests—reach out.Q: What if I need it on my phone?A: The app is fully responsive. Works on iOS and Android. Just open the file in your phone's browser. Or add it to your home screen as a web app. Tap, use, data syncs locally.Q: How is this different from [other tool]?A: vs. Spreadsheets: Faster. Automatic calculations. Better visuals. vs. Accounting software: Simpler. Focused on forecasting, not accounting. No learning curve. vs. SaaS (Stripe, Brex, etc.): Private. No signup. One-time purchase. Works offline. vs. Planning tools: Specifically built for founders. Balances simplicity with power. Q: What if I don't understand how to use it?A: The app has a full homepage that explains everything. Add income, add expenses, watch the tables update. If you can use Excel, you can use this. And if you get stuck, reach out—I'll help.Q: Do you offer refunds?A: If it doesn't work for you, reach out within 14 days. I'll refund you, no questions asked.PRICINGCash Flow Forecast ToolOne-time purchase. Use forever.$29 ← Pay once. No subscriptions.Includes: Single HTML file All features (dashboard, daily, monthly, categories, changelog) Lifetime updates (bug fixes, improvements) Email support Commercial use OK (use it for your business, no restrictions) NEXT STEPS Buy (click button below) Download the HTML file Open in your browser (or send to your team) Add your balance and first transaction Watch your cash clarity appear in 10 seconds That's it. No accounts. No setup. No learning curve.THE REAL PROMISEYou'll know your cash position. You won't be surprised by a negative balance. You can tell your investors "here's our 12-month runway" with confidence. You can model hiring decisions before you make them.That clarity is worth $29. Legal - Intellectual PropertyThis Cash Flow Forecast Tool and all associated intellectual property—including UI architecture, calculation frameworks, visual systems, and underlying modeling structures—are the sole property of the developer. Unauthorized replication, redistribution, or commercial resale without prior written permission is prohibited.DisclaimerThis tool is provided "as is" for educational purposes. Results are based on your assumptions and should NOT be relied upon for binding financial decisions. Always consult qualified legal, tax, and financial advisors.
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