Raising Money-Smart Kids in a Digital World | Printable Financial Literacy Workbook for Kids | Allowance, Saving & Spending Guide
Raising Money-Smart Kids in a Digital World is a practical PDF guide for modern parents who want to teach children ages 4–12 about earning, saving, spending, giving, digital purchases, simple investing, and healthy money conversations.This workbook is not about turning childhood into finance class. It is about helping kids understand that money is earned, choices matter, waiting has value, and digital spending is still real spending.Inside, you’ll find:• Age-by-age money lessons for ages 4–12• The five core money skills every child should learn• Kid-friendly explanations of modern money• Debit card, credit card, and banking explanations• Allowance vs. commission vs. hybrid system guidance• Family economy system setup• Saving tools and motivation ideas• Simple compound interest and investing explanations• Digital spending rules for apps, games, subscriptions, and online purchases• Healthy money conversation scripts• Weekly family money routine• Common mistakes parents make• 30-day family money kickstart plan• Printable tools, worksheets, and trackers• Paid extras task menu• Real-world scenario practiceUse this workbook to build simple family systems around earning, saving, spending, giving, and growing money without shame, panic, or overcomplicated lectures.Great for parents who want to teach:• Money habits for kids• Digital spending boundaries• Saving and delayed gratification• Allowance and chore systems• Needs vs. wants• Simple investing concepts• Healthy money conversations• Real-life financial responsibilityFormat:• Printable PDF workbook• Instant digital download• Designed for parents of kids ages 4–12• Can be printed or used digitally• Modern dark-mode workbook style by PubGenish / GeñishPlease note: this workbook is educational and practical. It does not provide financial, legal, tax, or investment advice. It is designed to help families teach age-appropriate money concepts at home.
Get it → pubgenish.gumroad.com