Automated Personal Budget Dashboard – Excel Budget Planner with Charts

Stop wondering where your paycheck went. Start seeing it, automatically.Most people don't have a spending problem — they have a visibility problem. You know money is disappearing somewhere, but by the time you sit down to figure out where, the details are already fuzzy. This dashboard fixes that by turning every transaction you log into a real-time picture of your finances, with zero manual math.Why this beats a blank spreadsheet or a budgeting app:A blank spreadsheet means building formulas from scratch — most people give up before week two. A subscription app means your financial data lives on someone else's server, and you're paying monthly for something you'll use for years. This is the middle ground: fully automated like an app, fully yours like a spreadsheet, one-time purchase forever.What's inside:💰 Transaction Log — Log income and expenses as they happen. Pick a category and type from dropdowns — everything downstream updates itself.📋 Budget Plan — Set a monthly budget per category across 15 built-in categories (housing, groceries, subscriptions, and more). See over/under at a glance, with automatic red highlighting the moment you go over.🔔 Bill Tracker — Every recurring bill, due date, and amount in one place. Color-coded Paid / Unpaid / Overdue status means you'll never miss a payment because you forgot it existed.🎯 Savings Goals — Set a target for anything — emergency fund, vacation, a big purchase — and watch the progress percentage update itself as you log savings elsewhere in the sheet.📊 Live Dashboard — Total income, total expenses, net savings, and savings rate, all calculated the instant you log a transaction. A pie chart shows exactly where your money goes each month, and a bar chart shows your income-versus-expenses trend over time.Built for real use, not just looking nice:Every dashboard number is a live formula — nothing to manually update or reconcile. Blue-text cells are yours to edit; black-text cells are formulas that take care of themselves. The workbook comes pre-loaded with three months of realistic sample data so you can see exactly how it behaves before entering a single number of your own.Works everywhere:No subscription, no account, no app to learn. A standard Excel file that opens in Microsoft Excel, Google Sheets, or LibreOffice — Windows, Mac, or browser. Your financial data stays on your own device, not inside someone else's platform.Perfect for: anyone who wants real clarity on where their money goes each month, without spending a weekend building spreadsheet formulas or handing their bank details to another app.

Found on Devadex — the discovery index for independent software the big search engines bury. More from gumroad.

Report this listing