How to Raise Money-Smart Kids — A Screen-Free Family Workbook for Teaching Ages 6–13 to Save, Spend & Give
You don't need to be wealthy — or even confident with money yourself — to raise a child who is wise with it.If you've ever stood in a store aisle, watched your child reach for something, and felt unsure how to turn it into a teachable moment — this workbook was made for you.How to Raise Money-Smart Kids is a warm, screen-free family workbook that turns the ordinary moments you already share — the grocery run, the allowance, the "can I have it?" — into gentle, lasting money lessons. Built for real family life, not a classroom.WHAT'S INSIDE- The 4 Pillars every money-smart kid needs: Earn, Save, Spend, Give- The Family Money Conversation Framework (Notice → Wonder → Decide → Reflect)- 9 hands-on activities, from the Three-Jar System to a child's first mini-business- Money Lessons by Age — tailored guidance for ages 6–8, 9–11, and 12–13- Ready-to-use conversation scripts for real moments ("Are we rich?", "Everyone has one!")- A light weekly money routine that fits in under 10 minutes- A Money Skills Progress Tracker to watch growth unfold- The 30-Day Family Money Challenge — one small action a dayWHO IT'S FORParents of children ages 6–13 who want to raise kids who are calm, capable, and confident with money — without lectures, pressure, or perfection.WHY IT WORKSCore money attitudes form early — often by around age seven. These years are a golden window. This workbook helps you use them gently: through play, repetition, and warm conversation, not a single "big talk."You bring the love and consistency. This workbook brings the words, the activities, and the rhythm.Instant download. Print it, or use on any device.
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