Money Moves for African Tech Professionals
<p><b>Most Nigerian IT professionals earn well above average. Most of them have almost nothing to show for it financially. This book explains why — and shows you exactly how to change it.</b></p> <p>Money Moves for African Tech Professionals is the first personal finance guide written specifically for Nigerian and African IT professionals — addressing the specific challenges, the specific opportunities, and the specific financial environment of building real wealth in Nigeria.</p> <p>This is not a generic money book recycled from a Western context. It covers naira devaluation, dollar asset strategies accessible from Nigeria, the PAYE tax system, the Nigerian pension scheme, investing on the NGX, and building wealth through an IT consulting business.</p> <p><b>WHAT YOU WILL LEARN:</b></p> <ul> <li>The six wealth destroyers that keep high-earning Nigerian IT professionals financially stuck — and how to eliminate each one</li> <li>Why saving in naira is slowly losing — and the dollar-first investment strategy that protects your wealth</li> <li>How to invest in US ETFs, Eurobonds, and dollar assets from Nigeria using platforms like Bamboo, Rise, and Chaka</li> <li>The NGX stocks that have historically delivered real returns to long-term investors — and how to buy them</li> <li>The PAYE tax deductions most Nigerian employees miss — and how to legally reduce your tax bill</li> <li>How to make Additional Voluntary Contributions to your pension — the most tax-efficient investment available to Nigerian employees</li> <li>The financial management disciplines that convert IT consulting income into lasting wealth</li> <li>The year-by-year 5-Year Wealth Plan — specific actions for each year that build toward financial independence</li> </ul> <p><b>THIS BOOK IS FOR:</b> Nigerian IT professionals who earn well but cannot explain where the money goes. Tech professionals who want to build wealth but do not know where to start in the Nigerian market. IT consultants and business owners who want to separate business and personal finances correctly.</p> <p><b>You earn enough to build something significant. This book shows you how — in Nigeria, in naira, with the financial tools that are actually available to you.</b></p> <p><i>Nseobot Peter is the Founder and CEO of Mon Info Services Limited, Lagos, Nigeria. He is the author of twelve enterprise IT and career development titles.</i></p>
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