Personal Finance Tracker LITE — Free Budget Spreadsheet (Excel + Google Sheets)

A clean, free budget spreadsheet that just works.No apps, no subscriptions, no linking your bank account. Type in what you spend, and the dashboard does the rest.What's inside:📊 Dashboard — total income, expenses, net cash flow, and your top 5 spending categories. All automatic.💸 Transaction log — just type what you spent. Dropdown categories keep everything clean. 150 rows ready to go, with sample data so you can see how it works.📅 Monthly budget — 8 core categories with Budgeted / Spent / Remaining that update in real time as you log transactions.Works with: Microsoft Excel (2016+) Google Sheets (File → Import → Upload) LibreOffice / Numbers 0% free. Instant download. No spreadsheet skills needed.Want more? The full Personal Finance Tracker adds a debt payoff planner, savings goals with progress tracking, and a 500-row transaction log — same clean design, everything included: https://lu7er.gumroad.com/l/finance-trackerQuestions? Message me here on Gumroad — happy to help you set it up.

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