Personal Finance Tracker — Budget, Debt & Savings Dashboard (Excel + Google Sheets)

Take control of your money in one spreadsheet.Stop guessing where your paycheck goes. This tracker gives you a live dashboard of your entire financial life — no apps, no subscriptions, no linking your bank account.What's inside:📊 Dashboard — total income, expenses, net cash flow, budget remaining, total debt, and your top 5 spending categories. All automatic.💸 Transaction log — just type what you spent. Dropdown categories keep everything clean. 500 rows ready to go.📅 Monthly budget — set a budget per category and watch Spent / Remaining / % Used update in real time as you log transactions.🎯 Savings goals — emergency fund, vacation, whatever you're saving for — with live progress bars.💳 Debt payoff planner — see exactly how many months until each debt is gone. Works for snowball or avalanche.Works with: Microsoft Excel (2016+) Google Sheets (File → Import → Upload) LibreOffice / Numbers Instant download. Lifetime use. Free updates.No spreadsheet skills needed — sample data shows you exactly how it works. Delete the samples, add your numbers, done.Questions? Message me here on Gumroad — happy to help you set it up.

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