Medicare Planning Workbook — Parts A, B, C, D Simplified

Medicare has strict enrollment deadlines with permanent penalty consequences for missing them. This workbook helps you understand all four parts, compare your options, and build a timeline so you never miss a deadline. INCLUDED: • Medicare Parts A, B, C, and D explained side by side • 2026 costs and premium thresholds (including IRMAA surcharges) • Original Medicare vs. Medicare Advantage comparison worksheet • Initial Enrollment Period timeline with your personal deadline tracker • Medicare checklist: what to do 5 years, 1 year, and 3 months before 65 • Medigap (supplement) planning notes ✅ Instant PDF download ✅ Print-at-home planning workbook ✅ Plain English — no insurance jargon

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