Freelancer Finance OS 2026 — Income, Expense & Quarterly Tax Spreadsheet (Excel + Google Sheets)
Stop guessing what you owe the IRS.If you freelance or run a side hustle, you know the sick feeling of quarterly tax deadlines — no idea what to set aside, spreadsheets held together with duct tape, and an April surprise waiting.Freelancer Finance OS fixes that in one clean workbook:✔ Income Log — track every invoice and payment (Paid vs. Invoiced) with client and category✔ Expense Log — 18 Schedule-C-aligned categories with dropdowns, so tax time is copy-paste✔ Auto Dashboard — monthly income vs. expenses chart, profit, and spending by category✔ Quarterly Tax Estimator — pre-loaded with official 2026 IRS numbers (brackets, standard deduction, SE tax, Social Security wage base, QBI deduction). It calculates your self-employment tax, federal income tax, and state estimate — then tells you exactly what to send the IRS each quarter, with due dates.Built for 2026. All figures from IRS Rev. Proc. 2025-32 — not a stale template with 2022 numbers.Smart details other templates miss:• Works if you also have a W-2 job (respects the Social Security wage-base offset)• Filing status dropdown: Single / Married Filing Jointly / Head of Household• QBI (Sec. 199A) 20% deduction built in• Every tax constant is editable and clearly sourced — update it each January, free forever• Blue cells = yours to edit; everything else calculates itselfWorks in Excel AND Google Sheets (import instructions on the Start Here tab).Instant digital download. Educational/planning use only — not tax advice; confirm with your tax professional.
Get it → forgeworkshq.gumroad.com