The UK Budget Bundle — Printable + Sheets system
## Get your money in one place — without giving an app your bank login.You opened Monzo or Starling this morning. You saw a balance. You still don't know what you actually spent on food last month. Car insurance, MOT, Christmas, and a summer holiday will all hit at once — and there's no pot for any of them.The UK Budget Bundle is a printable + Google Sheets budget system built for UK bank accounts, UK bills, UK terminology, UK tax year 2026/27. You own the files. No app, no subscription, no bank login, no data harvesting.Set it up in 30 minutes. Use it for 12 months. Pay once: £7.99.---## What you get📊 Monthly Budget Tracker (A4, 12-month) — Income, fixed costs, savings, variable spending, debt. Pre-wired for UK tax year 6 Apr 2026 → 5 Apr 2027.🎯 Sinking Funds Tracker (Sheets + printable) — Up to 10 funds at once. Auto-calculates progress and "monthly needed to hit target".💷 52-Week Savings Challenge (£1,378) — Plus reverse and double-up variations for tight or generous months.🎟️ Premium Bonds Log (NS&I, manual) — Top-ups, prizes, balance. Manual by design — it never breaks when NS&I update their site.💵 Cash Stuffing Kit — 12 printable envelope labels + weekly tracker. UK-specific cash-machine tips.📖 Quick-Start Guide — From zero to working budget in 30 minutes. Plain English, no jargon.❓ FAQ (12 UK-specific questions) — Tax year, Scottish tax, NS&I, refund, app vs bundle, what to do if income is irregular.⚙️ 7 Google Sheets templates — Pre-built formulas. Import → make a copy → edit categories to your life.Total: 8 printables + 7 Google Sheets. Delivered as one ZIP file (~5–10MB).---## Who it's for- UK adults who want to see where their money actually goes- Anyone fed up with US budget templates with a UK flag stuck on the cover- People with multiple UK bank accounts (current + savings + ISA)- Couples managing money together- Side hustlers, sole traders, freelancers (for personal budgeting — not tax filing)- Anyone rebuilding after a money wobble## Who it's NOT for- Anyone looking for financial advice (this is a template, not advice — for tax/debt/investment, use Citizens Advice or an FCA-registered adviser)- Anyone looking for an app — we deliberately aren't one- Anyone looking for tax-filing or accounting software (use Xero, QuickBooks, or FreeAgent for business)- Anyone outside the UK — the categories are UK-specific---## How it works1. Buy (60 seconds) — Pay £7.99. Get instant download.2. Set up (30 minutes) — Print the A4 tracker once, import the 7 CSVs into Google Sheets, edit the category names to your life.3. Track (5 min/week) — Sunday evening, add up the week. That's it.By month 3 you'll know your real savings rate. By month 6 you'll have a real sinking-fund cushion. By month 12 you'll be able to look back and see exactly where the money went — and what to change.---## What's not in v1 (and why)- ❌ No bank-feed integration (would require paid API — we don't pass that cost on)- ❌ No AI "where can I cut?" suggestions (would require OpenAI spend)- ❌ No mobile app (out of scope for a £0-cost product)- ❌ No tax-filing or accounting features (different product, different regulator)We may add these in v2. v1 does one job — a working budget system for UK adults — and does it well.---## 💷 Pricing math (why £7.99)Bought separately, the parts would cost:- Monthly tracker template: £2- Sinking funds tracker: £2- 52-week challenge: £1.50- Premium bonds log: £2- Cash stuffing kit: £2- Quick-start guide: £1- 7 Google Sheets: £5- Total if separate: £15.50You pay £7.99. Save 48%. No subscription, no auto-renew, no "Pro plan" upsell. One payment, yours forever.---## 14-day no-questions refundBuy it. Try it. If it doesn't help, email us within 14 days. Full refund, no questions, processed in 3 working days to your original payment method. You can keep the files. We lose money on the refund, not you — that's the deal.---## FAQQ: Is this financial advice?A: No. It's a template. For financial, tax, or debt advice, see Citizens Advice (free) or the FCA register.Q: I'm in Scotland / Northern Ireland — does it work?A: Yes. Council tax works the same. Note: Scottish income tax bands differ from rUK. The bundle doesn't calculate tax.Q: Will the Premium Bonds log break if NS&I update their site?A: No — it's manual by design. Other tools that auto-sync break and lose data. Ours doesn't.Q: Can I share it with my partner?A: Yes. One purchase covers your household. Don't share outside it.Q: Does it work on phone / tablet?A: PDFs: yes, anywhere. Google Sheets: yes, in browser or the free Sheets app.Q: What if I just want the printables, not the Sheets?A: You get both. Use whichever you prefer.Q: Is this a subscription?A: No. One payment, files are yours. The 2026/27 tax-year version stays valid until April 2027. We'll release a 2027/28 version separately when the time comes.---## Made byA small UK team of people who've been exactly where you are — opening the banking app, knowing the balance, having no idea what to do next. We built the bundle we wished existed.📩 Questions? Email hello@ukbudgetbundle.co.uk — we reply to UK-specific questions within 48 hours.---🇬🇧 Built for UK bank accounts. · Last updated 1 July 2026.
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