Personal Budget Tracker — Spreadsheet (EN + FR) | Income, Spending, Budgets & Savings Goals | Excel & Google Sheets

Take control of your money with ONE spreadsheet — English AND French versions included. / Prenez le contrôle de votre argent avec UN SEUL tableur — versions anglaise ET française incluses.WHAT'S INSIDE / CE QUE VOUS RECEVEZ★ Dashboard — income, spending, net savings, savings rate + monthly flows table★ Transactions — log everything with type & category dropdowns (300 rows ready)★ Budgets — monthly budget vs actual per category, % used★ Savings Goals — targets, progress, % funded★ Settings — currency & reference month, everything adaptsHOW IT WORKS / COMMENT ÇA MARCHEStep 1 — Instant download (ZIP with both .xlsx files)Step 2 — Open in Excel, Google Sheets or LibreOfficeStep 3 — Replace the sample data with yours — doneFILES: 2 x .xlsx (EN + FR) — Excel 2016+, Google Sheets, LibreOffice.Questions? Message me anytime — I answer fast.

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