The 3-Tier Vault — A Practical Security Architecture for Solo Founders and Small Firms

Could you tell someone your bank password right now?If you can, that is the problem this guide fixes. For most one-person businesses, security looks like passwords saved in a browser, sensitive files in folders named "Important_FINAL," and two-factor codes going to a phone you could drop in a parking lot tomorrow. One phished email, one stolen laptop, one bad afternoon — and you are locked out of your own business, or someone else is in it.The 3-Tier Vault replaces that with a structure. This is a 13-page field guide that walks you through a one-afternoon build so a phished password, a stolen laptop, or a lost phone never costs you your accounts, your files, or your business.What you build:- Tier 1 — a credential vault that holds every login, so you memorize exactly three secrets. Three. Not thirty.- Tier 2 — an encrypted file container for the documents that would actually hurt if they leaked, with the mount discipline and the 30-second write-test that make it real- Tier 3 — a hardware security key plus recovery-code discipline that makes your most important accounts un-phishable- The Emergency Sheet — paper where paper wins, sealed and stored passport-grade, so you can never be locked out of your own life- Failure drills for the four bad days — lost key, forgotten passphrase, laptop gone, phone gone — read now, executed calmly if they ever comeThe tools for Tiers 1 and 2 are free and open-source; the only money in the build is the hardware key ($25–60), and there is a free way to start if money is tight this month. After build day it runs on about five minutes a week — daily is nothing, and that is the design.Includes a build-day checklist, four printable worksheets, and clickable page links throughout so you never hunt for a reference.Three secrets in your head, everything else in the system.Instant download. 13 pages. Questions after purchase? Reply to your receipt — it reaches me directly.Built by a solo operator, for solo operators.

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