Freelance Rate Calculator — Know Your True Hourly Rate
Know your TRUE hourly rate — not what you think it is.Most freelancers charge based on what feels right. This calculator works backwards from your target annual income, accounting for taxes, expenses, unbillable hours, vacation, and benefits you need to self-fund.What's included:• Target income → required hourly rate calculator• Unbillable hours estimator (marketing, admin, learning)• Tax impact calculator (SE tax + income tax)• Benefits cost calculator (health insurance, retirement, equipment)• Utilization rate analysis — what % of your time is actually billable?• Rate comparison by project type (hourly, daily, project, retainer)• Annual revenue target calculatorCalculated automatically:✓ True Hourly Rate (after all costs) | ✓ Daily Rate✓ Weekly Rate | ✓ Monthly Revenue Target✓ Annual Revenue Needed | ✓ Billable Hours Available✓ Effective Tax Rate | ✓ Take-Home After EverythingReality check built in:• "I charge $50/hr" → after taxes, insurance, unbillable time, you're really making $26/hr• See the gap between your rate and your real take-home• Adjust until the numbers workWorks with Microsoft Excel (2016+), Google Sheets, and LibreOffice Calc.Perfect for: New freelancers setting rates, experienced freelancers checking their math, consultants, contractors.
Get it → clearmetric.gumroad.com