Credit Card Statement Audit Sheet
Most people scan their statement, recognize most of it, and move on. That's exactly what companies with unauthorized charges count on.Duplicate charges, subscription traps that started small, merchants billing under a different name, amounts slightly higher than they should be — these all show up in your statement. Most people never spot them.This sheet gives you a structured way to go through every transaction properly.WHAT'S INSIDE:Transaction Log: enter every charge with merchant name, amount, and category. Mark each one as recognized or not. Flag anything suspicious with a reason — duplicate, unauthorized, wrong amount, unknown merchant, or forgotten subscription. Conditional formatting highlights unrecognized and flagged items automatically.Flagged Items tab: every transaction you flagged is pulled here automatically, with a dispute deadline calculated from the transaction date. In the UK you have 120 days for a chargeback; in the US the Fair Credit Billing Act gives you 60 days. This tab makes sure you don't miss the window.Summary tab: total spend by category, number of flagged items, total amount under review, and your subscription spend total. Plus a free text area for the actions you need to take.HOW TO USE IT:Go through your statement line by line once a month. Takes about 15 minutes. The Flagged Items tab tells you exactly what to follow up on and when.Works in Microsoft Excel and Google Sheets.One-time download. No account. No subscription.Questions? hello@getkibbo.com— The Kibbo Team · getkibbo.com
Get it → carlosdevlop.gumroad.com