Ultimate Budget Planner — Google Sheets Template (Fully Automated)
8 Sheets · Income · Monthly Budget · Expenses · Debt · Savings Goals · Annual Overview · Net Worth · Dashboard$12One-time payment · Instant downloadWorks on Google Sheets & Excel · Use forever💸 Does this sound familiar?You get paid, money disappears, and by the end of the month you have no idea where it all went. You've tried budgeting apps but they want your bank login. You've downloaded free templates but they're ugly, broken, and confusing.I've been there. And then I built this.The Ultimate Budget Planner is a fully automated Google Sheets template that covers every single part of your finances — income, expenses, debt, savings goals and net worth — all in one beautiful, easy-to-use file.No monthly fees. No bank login. No complicated setup. Just enter your numbers and let the spreadsheet do everything else. ✅📦 8 Fully Automated Sheets Inside🏠Dashboard6 KPI cards update automatically. See your entire financial picture in one glance — income, expenses, savings, debt and net worth.💵Income TrackerLog every income source — salary, side hustles, freelance, passive income. Total feeds automatically into your budget.📊Monthly BudgetSet spending targets per category. Difference column auto-calculates. Red = overspent. Green = on track. Simple!📝Daily Expense LogLog every purchase in 30 seconds. Monthly, weekly and today's totals auto-calculate. Spot your spending patterns instantly.💳Debt TrackerList all debts with interest rates. Progress bars show payoff percentage. Avalanche method guidance included.🎯Savings GoalsTrack up to 7 savings goals with deadlines. Progress percentage and status emojis update automatically.📅Annual OverviewSee all 12 months side by side. Net savings row auto-calculates. Spot spending patterns before they happen.📈Net Worth TrackerAssets minus liabilities = your net worth. Debt liabilities auto-pull from debt sheet. Watch this number grow!📊 Real Numbers — Real Results$1,465Saved in first month using this system8Fully automated sheets — zero manual work5 minSetup time to get started today🙋 This is perfect for you if... ✅You want ONE system for your entire financial life — not 5 different apps ✅You're tired of budgeting apps that want your bank login ✅You have income from multiple sources and need to track them all ✅You want to see your net worth grow month by month ✅You have debt you want to crush once and for all ✅You want to save for multiple goals at the same time ✅You want a bird's eye view of your entire year's finances ⚖️ Why this beats budgeting appsFeature --------------This Template----------------Budget AppsMonthly cost --------$0 (one-time $12)----------$5–$15/monthBank login required -Never ✅ --------------------Always ❌Works offline --------✅ Yes -----------------------❌ NoFully customisable --✅ 100% --------------------❌ LimitedNet worth tracker ---✅ Built in -------------------❌ Paid upgradeAnnual overview ----✅ Built in -------------------❌ Paid upgradeYours forever --------✅ Yes -----------------------❌ Cancel = lose access⭐ What people are saying★★★★★"I've tried YNAB, Mint, every app out there. This Google Sheets template beats them all. The dashboard shows my entire financial life in one view. I saved $1,400 in my first month just by seeing where my money was going!"— James T., London UK"The net worth tracker alone is worth more than $12. Watching that number go up every month is the most motivating thing I've ever done for my finances. Absolutely love this!"— Ashley M., Chicago USA"Set it up in 10 minutes. My husband and I now review it every Sunday morning over coffee. It's completely changed how we talk about money as a family. Highly recommend!"— Priya K., Toronto Canada"I was spending $14/month on a budget app that didn't even have a net worth tracker. This template has everything — and I paid for it once. Best $12 I've spent this year!"— Marcus D., Sydney Australia📥 What you get instantly 📁1x Excel file (.xlsx) — works on Google Sheets AND Microsoft Excel ⚡Instant download — available immediately after purchase ♾️Use it forever — yours to keep, copy and reuse every year 📱Works on desktop, tablet and mobile 🌍Works in any currency — just change the symbol! 🆓Free updates — improvements are yours automatically 📧Email support — questions? Just reach out! 💡 Why only $12?Most budgeting apps charge $10–$15 every single month. That's $120–$180 per year — for features you can't even customise.This template costs $12 once. That's less than two coffees. And it has more features than most paid apps — including the net worth tracker and 12-month annual overview that apps charge extra for.I want everyone, wherever you are in the world, to have access to a tool that actually helps them take control of their money. $12 once. Yours forever. ✅🔒 Safe · Trusted · Guaranteed✅ No bank login ever🔒 Secure Gumroad checkout💳 PayPal & all cards accepted↩️ 30-day money back guarantee🌍 Used by savers worldwide⭐ 5-star rated📧 Email support included❓ Frequently Asked QuestionsDo I need Microsoft Excel to use this?No! It works perfectly on Google Sheets which is completely free. Just upload the file to Google Drive and open it. It also works on Microsoft Excel if you prefer.Can I use this on my phone?Yes! Google Sheets works on iOS and Android. You can log expenses on your phone throughout the day and view the full dashboard on your computer.What currency does it use?The template uses $ by default but you can easily change it to £, €, ₹ or any currency using Google Sheets formatting. Works worldwide!Is there a money back guarantee?Yes! If you're not happy for any reason, email me within 30 days and I'll refund you in full. No questions asked.Do I need to know any formulas?Not at all! Everything is already built and automated. Just enter your numbers in the yellow/white input cells and everything else calculates automatically.
Get it → budgetalongwithme.gumroad.com