Personal Finance Tracker — Browser App + PDF Guides
## The finance tracker that actually respects your time — and your privacy.Most budget tools make you choose between powerful and simple. Either you're fighting spreadsheet formulas, or you're paying $10/month for an app that lives in the cloud and knows everything about you.This is neither.Personal Finance Tracker is a single .html file you open in your browser. It looks like a real app. It works like a real app. It saves your data automatically. And when you close the tab, your data goes nowhere — it stays on your device, period.---### What's included- Personal Finance Tracker App — a single .html file, works in any modern browser on Mac, Windows, iPhone, or Android- User Guide PDF — 10 pages covering every tab, feature connections, and best practices- Quick Reference PDF — 5 pages: setup checklist, transaction types, tab overview, and settings guide---### 12 fully integrated tabs| Tab | What it does ||---|---|| Dashboard | Monthly KPIs, spending breakdown, budget health, insights || Transaction Log | Log income, expenses, transfers — sortable and filterable || Recurring Items | Manage bills and repeating income; Log Now or Skip || Bill Calendar | Month view of due dates; paid items grey out automatically || Monthly Budget | Category targets with colour-coded progress bars || Annual Overview | Full-year matrix with charts and cumulative savings line || 50/30/20 Rule | Evaluate your Needs, Wants, Savings split || Savings Goals | Progress bars, contribution suggestions, linked transactions || Sinking Funds | Set aside and spend down for planned expenses || Net Worth Tracker | Monthly snapshots with asset/liability trend charts || Debt Payoff | Snowball vs. Avalanche simulation, payoff dates, interest totals || Spending Challenge | Gamified no-spend calendar with streaks and top spend tracking |---### 4 visual themesEarthy, Minimalist, Dark, and Vibrant. Switch instantly from the profile menu — no reload, no settings page.---### Privacy-first by designYour financial data is sensitive. It belongs to you. This tracker stores everything in your browser's local storage — nothing is ever uploaded, synced, or transmitted anywhere. Export a backup anytime from Settings and restore it with one click.No account. No email. No cloud. No one else's servers.---### One payment. Yours forever.No subscription. No feature tiers. No expiry date. Pay once and the file is yours to keep and use as long as you want.Comparable apps charge $5–15/month. This is a one-time purchase.---### Works everywhereChrome · Safari · Firefox · Edge · iPhone · Android · Mac · Windows---### How to get started1. Download the .html file after purchase2. Open it in any browser — double-click works3. Add your income, expenses, and goals4. Everything saves automatically as you typeNo installation. No tutorial required. No formulas to break.---Instant download. Files available immediately after purchase. Due to the digital nature of this product, all sales are final.
Get it → bartlettdesignlab.gumroad.com