Net Worth & Debt Tracker — Excel and Google Sheets
NET WORTH & DEBT TRACKERKnow your net worth. Crush your debt. Track your progress.The Net Worth & Debt Tracker is a focused spreadsheet for two of the most important numbers in personal finance — what you're worth and what you owe. List your assets and liabilities, watch your net worth calculate automatically, and run a full debt payoff plan with Avalanche or Snowball strategy.Works in Microsoft Excel 365 and Google Sheets (free).WHAT'S INSIDE — 4 CONNECTED TABSSETTINGS — Fill this in once. Currency and dates flow into the other tabs automatically.NET WORTH — Your personal balance sheet. Includes: Assets section — 20 rows for checking, savings, brokerage, 401k, Roth IRA, real estate, vehicle, and more. Type dropdown with 8 categories. Liabilities section — 20 rows for student loans, credit cards, auto loans, mortgages, and more. Net Worth, Total Assets, and Total Liabilities calculate automatically at the top Monthly trend table — update once a month to track your net worth trajectory over 12 months DEBT — Your debt payoff planner. Includes: AVALANCHE or SNOWBALL strategy — switch with one dropdown. Avalanche pays highest interest rate first (saves the most money). Snowball pays smallest balance first (builds momentum). 50 debt rows — enter name, lender, current balance, interest rate, minimum payment, and any extra payment Payoff date estimate, interest remaining, and total pay calculate automatically Rank assigns automatically based on your chosen strategy — shows exactly which debt to attack first TRACKER DASHBOARD — Your automated overview. Shows: 4 top KPIs: Net Worth, Total Assets, Total Debt, Debt-to-Asset ratio Asset breakdown table — every asset with its % of your total asset base Debt breakdown table — every debt ranked by payoff priority with balance, rate, and interest remaining Net worth monthly trend table — pulls from NET WORTH tab automatically HOW IT WORKS Download and open in Excel or Google Sheets Fill in SETTINGS List your assets and liabilities in the NET WORTH tab List your debts and choose a strategy in the DEBT tab The Tracker Dashboard populates automatically Update balances once a month to keep your net worth trend accurate and your debt payoff timeline current.WHAT YOU GET IN YOUR DOWNLOAD✓ Excel file (.xlsx) — formula cells locked, gold input cells open✓ Google Sheets version — shared link, make your own copy to edit✓ Start Here PDF — setup guide, running in under 5 minutes✓ User Guide PDF — full tab-by-tab walkthrough including Avalanche vs Snowball explained✓ License Agreement — personal use, one userGOOD TO KNOW→ Works in Microsoft Excel 365 or Excel 2019+. Google Sheets is free and fully supported.→ Formula cells are locked in Excel. Unlock password is in your Start Here guide.→ Payoff date estimates use your current balance and payment — update monthly for accuracy.→ Reusable every year — one purchase, no subscription.→ Personal license — one user per purchase.ALSO IN THE TERMINALGRID SERIESWant the full system? The Young Professional Finance Terminal PREMIUM includes this Net Worth and Debt tracker plus Income, Expenses, Budget, Bills, Goals, Transactions, City Life Planner, Tax Estimator, and printable Reports — all in one 14-tab file.Questions before you buy? Message me — I reply within 2 business days.
Get it → ariberebitsky.gumroad.com