2026/27 UK Budget & Tax Planner | Excel Spreadsheet
Take control of your money for the 2026/27 tax year — in one calm, plain-English Excel workbook.No apps. No subscriptions. No Google account needed. Just open it in Excel, fill in the pale-blue cells, and watch your budget, take-home pay and tax allowances update themselves.Built for UK households who want to be good stewards of their money: provide well, give generously, avoid needless debt, and plan ahead without the anxiety.What you'll be able to do:• See your whole month at a glance — income, giving, saving and what's actually left• Know your real take-home pay with a built-in 2026/27 Income Tax & National Insurance estimator (England, Wales & NI rates)• Stop wasting allowances — track your ISA, pension, dividend, savings and Capital Gains allowances before 5 April 2027• Give on purpose with a dedicated giving/tithe section built into the budget• Get ahead of big bills using sinking funds for Christmas, the car and insurance• Clear debt faster with a simple smallest-balance-first snowball planner• Look up any 2026/27 allowance in plain English on the tax reference tabWhat's inside (7 tabs): Start Here · Dashboard · Monthly Budget · Tax & Take-Home Estimator · Allowance Tracker · Debt & Sinking Funds · 2026/27 Tax ReferenceDetails: Microsoft Excel (.xlsx), works in Excel and most spreadsheet apps. Instant download, yours to keep and reuse every month. All figures verified for the 2026/27 UK tax year (July 2026).This is a budgeting and education tool, not personal financial or tax advice. Tax estimates use England, Wales & Northern Ireland rates; Scotland differs. Please check your own circumstances or speak to a qualified adviser.
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