ClaimKit: Consumer Dispute Edition — 15 Templates to Fight Back and Get Your Money Back
They're counting on you to give up.Every business that keeps your deposit when they close. Every company that stops responding after they take payment. Every subscription that keeps billing after you cancelled. They all have one thing in common: they expect you to absorb the loss and move on.Most people do.US consumers disputed approximately 105 million charges in 2024, worth around $11 billion. That number sounds big — until you realize how many more people just ate the loss without fighting back. The ones who don't know how. The ones who don't know where to start. The ones who assumed fighting was too hard, too slow, or too expensive to bother.ClaimKit exists for everyone who refuses to be one of them.What this isClaimKit: Consumer Dispute Edition is a pack of 15 fill-in-the-bracket templates for consumers who got burned — by a business that closed, a contractor who disappeared, a subscription that wouldn't stop billing, or a company that just decided your refund wasn't their problem.Not a lawyer. Not a course. Not a SaaS tool with a monthly fee. Just the actual letters, scripts, and guides you need to put a business on notice — and mean it.Important: ClaimKit is educational content and templates only. It is not legal advice. For complex disputes or large sums, consult a licensed attorney.What You Get4 Chargeback & Credit Card Dispute Templates: The fastest path to your money when you paid by card. Standard chargeback request, bank denial follow-up, PayPal/Venmo/Cash App disputes, and a Section 75 demand for UK consumers. 53% of cardholders never even contact the merchant before filing a chargeback — they go straight to their bank. These templates help you do it right.4 Direct Business Demand Letters: A formal refund demand, a letter for closed or unresponsive businesses, a subscription cancellation and refund demand, and a contractor dispute letter. Each one puts the business on written notice — and creates the paper trail you need if you escalate.3 Attorney General & Regulatory Complaint Templates: State AG complaints, CFPB (Consumer Financial Protection Bureau) complaints, and BBB complaints. Businesses that ignore individuals start paying attention when regulators do. These templates put your complaint on record where it counts.4 Small Claims Court Templates: A pre-filing demand letter, a what-to-bring checklist, an opening statement script, and a post-judgment collection letter for when you win and they still don't pay. Studies show a 100% victory rate for plaintiffs who received pre-trial preparation help of some kind. This is your preparation.The math they’re hiding from youThat $300 deposit they kept? That was just the beginning...After the business' insurance tricks and the actual value of the service you never received,THE REAL LOSS = 2-3x what you paid. This $19 template pack pays for itself before you've finished your first letter.Who this is for Anyone who paid a business that then closed without warning Anyone whose chargeback was denied and doesn't know what to do next Anyone who paid a contractor who disappeared mid-job Anyone being charged by a subscription they cancelled Anyone who's been told "no refunds" and doesn't believe that's the end of the story Anyone who wants to file in small claims court but doesn't know how to walk in Who this is NOT for Anyone looking for legal representation or guaranteed outcomes — these are educational templates, not legal services Complex commercial disputes or large sums where an attorney is the right call How it works Open the PDF Find the template that matches your situation (the index on the last page tells you exactly which one) Fill in the brackets with your details Send it via the method specified Keep a copy of everything Start Fighting Back Now with ClaimKitYou already did the hard part. You paid in good faith. NOW is the time to stop absorbing the loss and start fighting back.START making noise in the places that actually matter — your bank's disputes department, your state's Attorney General, a small claims courtroom. ClaimKit gives you the exact words to do it. Fifteen templates. Every scenario covered. No lawyer required. Buy it once. Fight back forever.
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